Biz Chats

Provisional tax: paying this year’s tax before this year is over

Provisional tax: paying this year’s tax before this year is overby: Shelley CampbellPublished on: 03/09/2026

A plain-English guide to provisional tax: when it applies, how Inland Revenue calculates it, why the first year can sting, and how to avoid nasty tax surprises.

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Provisional tax: paying this year’s tax before this year is over

Tax pooling: because sometimes paying IRD isn't your best option

Tax pooling: because sometimes paying IRD isn't your best optionby: Shelley CampbellPublished on: 26/08/2026

Tax pooling can help with more than overdue provisional tax. See how it can reduce interest on old tax, smooth out payments and give your business more flexibility when cash flow is tight.

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Tax pooling: because sometimes paying IRD isn't your best option

Bookkeeping is more automated. But can you trust the numbers?

Bookkeeping is more automated. But can you trust the numbers?by: Shelley CampbellPublished on: 31/07/2026

Bookkeeping is getting smarter and more automated, but can you trust what’s coming out the other end? We look at why human judgement still matters and how to make sure your numbers are actually useful.

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Bookkeeping is more automated. But can you trust the numbers?

The frustrating difference between profit and cashflow (that catches almost every business owner)

The frustrating difference between profit and cashflow (that catches almost every business owner)by: Shelley CampbellPublished on: 22/06/2026

Ever wondered how your business can be profitable but your bank account still feels tight? Here's the simple difference between profit and cashflow, explained in plain English (with an avocado tree involved).

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The frustrating difference between profit and cashflow (that catches almost every business owner)